Welcome back, readers. We’ve decided to create a new series called “Worst Advice I Ever Received” as it relates to finance, where we take our friend’s, twitter colleagues’, and various other’s stories of the worst advice regarding finance they ever were told. Our first one up is “Buy the biggest home you can afford; it’s value […]

I’ve said this before, and I’ll say it again: INVEST, SAVE, OR SPEND EVERY DOLLAR (IN THAT ORDER) Conventional wisdom says “you need to budget” your money. Then there’s the wisdom of those against budgets and their argument often goes like this: each January 1st, you tell yourself “I’m going to budget better,” but then […]

If you’re a U.S. federal employee (including the DOD), you are probably eligible to participate in the Thrift Savings Plan (TSP). If you’re not sure, check your eligibility here or with your personnel office. Most people don’t take full advantage of this program and it’s a crying shame. I myself didn’t start until about 4 […]

A lot of people think that they can afford something if they can take it home from the store without stealing it. Sure, you can buy it, but can you afford it? This distinction is exactly what lands so many people in credit card debt. If you need to make the minimum payments on your […]

This will be a short post, mostly just some simple math. My wife made salmon cakes tonight along with a side of Brussels sprouts that were seasoned with cayenne pepper and some balsamic vinegar. The salmon was canned and cost $5.52 and the Brussels sprouts I ate were probably from a package that cost about […]

How many times have you seen kids straight out of high school or fresh out of college driving a brand new higher end car? Why is it that Facebook and Instagram show us pictures of our peers “living the dream” with high end toys and exotic vacations? Millennials tend not to have a good concept […]

For the last 6 years of my professional career, I’ve had coworkers ask me where I get all my money. “We do the same thing, so where is all of your money coming from?” is usually how it goes. Long story short, there is no big secret or scam, just smart placement of my money! […]