Welcome back, readers. We’ve decided to create a new series called “Worst Advice I Ever Received” as it relates to finance, where we take our friend’s, twitter colleagues’, and various other’s stories of the worst advice regarding finance they ever were told. Our first one up is “Buy the biggest home you can afford; it’s value […]

My friends told me about this ‘great’ app they found called Acorns back in early 2017. They mentioned how great it was that the program rounds up all of their credit card purchases to the nearest dollar and invests the change. My first question was something along the lines of why not just put the […]

Dan feeds his family of 3 for roughly $300 per month of groceries. Dan’s family dines out for a meal or snack roughly a less than one meal per person per week. Here’s how he keeps his grocery bill as low as he can:   Shop at no-frills grocery stores. This includes everything from Walmart […]

I’ve said this before, and I’ll say it again: INVEST, SAVE, OR SPEND EVERY DOLLAR (IN THAT ORDER) Conventional wisdom says “you need to budget” your money. Then there’s the wisdom of those against budgets and their argument often goes like this: each January 1st, you tell yourself “I’m going to budget better,” but then […]

Sometimes Things Don’t Go to Plan My dad once gave me great advice as I hesitantly told him I didn’t think I was ready to have a child: “you’re never ready; you have no idea what you’re getting into, but you’re going to learn and figure it out.” I told him with both excitement and […]

A lot of people think that they can afford something if they can take it home from the store without stealing it. Sure, you can buy it, but can you afford it? This distinction is exactly what lands so many people in credit card debt. If you need to make the minimum payments on your […]

It’s never too early to start planning for your retirement. I have friends who are 8 years into their professional careers and have not put more than a few thousand dollars towards their retirement. They live pay check to pay check despite making over $70,000 each year with none (or very little) of that money […]

This will be a short post, mostly just some simple math. My wife made salmon cakes tonight along with a side of Brussels sprouts that were seasoned with cayenne pepper and some balsamic vinegar. The salmon was canned and cost $5.52 and the Brussels sprouts I ate were probably from a package that cost about […]

For the last 6 years of my professional career, I’ve had coworkers ask me where I get all my money. “We do the same thing, so where is all of your money coming from?” is usually how it goes. Long story short, there is no big secret or scam, just smart placement of my money! […]